When handling a roof damage claim, insurance adjusters and roofers may have different perspectives on what needs to be repaired or replaced, leading to potential discrepancies in the claim. Though insurance companies are often ethical companies and concerned about their customers, they are also a business required by corporate executives to make a profit. It is very rare that an initial insurance scope will include all necessary line items required by local codes and manufacturer warranties. By leaving many of these line items off the claim, insurance companies save millions of dollars over the year on insurance payouts. Most homeowners and unfortunately, most roofers are not savvy enough or knowledgeable enough to recognize these missed items.
